Maui Bankruptcy Attorney

Bankruptcy Attorneys in Maui

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Trusted and Experienced Bankruptcy Attorneys in Maui

Decades of Legal Mastery

Are you a Maui resident who is going through a tough time financially? If you are looking for a skilled and trusted bankruptcy attorney in Maui, look no further. You have just come across a team of experienced bankruptcy lawyers in Maui!

With over two decades of dedicated service in bankruptcy law and litigation, David W. Cain and his team of skilled Maui lawyers stand at the helm of our distinguished law firm. Having successfully handled numerous bankruptcy cases in Maui, Hawaii, and Massachusetts, we are confident that his wealth of experience is precisely what you need.

What Can You Expect from Us?

Guiding You Through Bankruptcy Laws on Maui

United States bankruptcy laws are designed to provide debtors with a fresh financial start, guiding them toward debt relief under Chapter 7 or facilitating the development of a structured payment plan under Chapter 13 bankruptcy, overseen by a bankruptcy trustee.
Remember that bankruptcies also have the legal power to avoid or strip liens.

For example, judicial liens can be removed or canceled from assets to the extent they impair an exemption. That’s why you should familiarize yourself with these exemptions before filing for bankruptcy in Maui.

Our seasoned Maui law firm, well-versed in navigating the intricacies of the Hawaii Court Systems, is committed to pairing your unique needs with the right attorney, instilling confidence in our capability to address your concerns effectively.

Our mission is clear – we aid individuals in need by offering specialized legal support in personal matters, with skilled attorneys on Maui guiding you through every step of the bankruptcy process.

Offering Insider’s View on Bankruptcy in Maui

In general, there are two main types of bankruptcy in Maui:

  • Chapter 7, and
  • Chapter 13

Chapter 7 bankruptcy, commonly known as “liquidation bankruptcy,” results in the forgiveness of most unsecured debts. It can provide you with a fresh start by entailing no payments to creditors post-discharge. This process may involve the liquidation of assets, underscoring the importance of transparently disclosing all assets to your attorney to avoid unintended complications. Full disclosure is a strategic move that ultimately works in your favor.

On the other hand, Chapter 13, dubbed the “payment plan bankruptcy,” imposes limitations on debts but tailors payment plans to the debtor’s financial capacity and the value of their assets at the time of filing. Often resembling “debt consolidations,” these plans ensure that the debtor pays only what they can afford.

Empowering Legal Strategies in Bankruptcy Proceedings

Bankruptcy proceedings also wield the legal power to avoid or strip liens. Judicial liens, for instance, can be removed from assets if they impair an exemption. In specific circumstances, Chapter 13 plans can modify and “strip” second mortgages from real estate. These stripped mortgages are then addressed through the plan.

Contrary to a common misconception, income tax is not entirely nondischargeable in bankruptcy. While taxes can be discharged during this process, it’s crucial to note that unfiled taxes or fraudulent returns may not be forgiven. For detailed information, consult our attorney before you file for bankruptcy in Maui.

Providing Tailored Solutions for Your Financial Renewal

As a bankruptcy law firm in Maui, our seasoned debt relief and bankruptcy lawyers collectively boast over twenty years of experience handling complex cases. Having successfully managed a higher volume of consumer bankruptcies than any other law firm, we prioritize our clients by offering flexible hours to accommodate their needs.

Debt Negotiation or Debt Settlement on Maui

We provide a service that enables our clients to investigate every possible option for debt relief. For certain clients, bankruptcy may not be the best option. If so, we negotiate or settle the debts for a fair amount that aims to lower the principal and interest, often resulting in highly advantageous discounts and savings.

Until we can come to an arrangement that you can afford to pay, we will make your creditors get in touch with us rather than hounding you. This result has satisfied many of our clients, and we have consistently prevented them from filing for bankruptcy.

Is bankruptcy the best way for you? Depending on your unique financial situation, you may want to file for bankruptcy or look for other options. We can help you choose the best option!

Reasons to Choose Us

Choose us for unparalleled expertise in navigating complex financial situations. Our commitment to transparent communication and unwavering advocacy ensures you receive the support and results you deserve during challenging times.

  • Experience – Between every member of our professional team of lawyers, we have many years of experience in Hawaii bankruptcy law. If you are on the lookout for experienced attorneys in bankruptcy law, you’re in the right place. We are one of the largest bankruptcy filers in Maui.
  • Affordable Rates – In addition to free consultations, we offer flexible payment plans. Expect flexible payment options and flat-rate fees. So, if you are facing bankruptcy, do not be afraid to begin your case. The cost of working with our team should be one of the last things to worry about.
  • Personalized Solutions – With a proven track record of successful cases, we prioritize personalized solutions tailored to your unique needs. Each case is different. Once our bankruptcy law experts get to know your unique situation, we will come up with an optimal solution for you.
  • Comprehensive Service – We will support you every step of the way as you pursue financial independence. Our team will assist you in getting your credit back on track and achieving a completely clean slate even after declaring bankruptcy on Maui. Read on to discover our bankruptcy services.

 

A Wide Range of Bankruptcy Services in Maui

We are dedicated to providing comprehensive bankruptcy services. Our Maui bankruptcy law firm specializes in the following areas:

We Specialize in the Following Areas: Foreclosure / Loan Modification
  • Chapter 7 liquidations
  • Chapter 13 repayments
  • Adversary Proceedings
  • Relief from Stay
  • Trustee Negotiations
  • Bankruptcy Litigation
  • Bankruptcy Appeals
  • Creditor Negotiations
  • Loan Modifications
      • Reduce your monthly mortgage payment
      • Increase the length of your home loan
      • Eliminate late fees
      • Lower your interest rate
      • Stop foreclosure and keep your home

 

 


Schedule Your Free Consultation Today!

You are not alone. Now, you have a team of Maui bankruptcy lawyers on your side. All you need to do is to contact us. Fill out the form below and we will contact you shortly:

Get started today! If you find yourself navigating bankruptcy in Maui, reach out to our office at 1-808-242-9350 to schedule a complimentary initial consultation with a skilled attorney. Alternatively, you can contact us by email.