Since Act 48, banks have uniformly chosen judicial foreclosure as the method to enforce their lien rights in mortgage delinquency situations. While judicial foreclosures have the benefit of judicial review (meaning a judge will...
With constantly fluctuating legislation and an unpredictable economy, managing rental property or counseling those who do can often seem like more risk than it’s worth. Having a firm grasp on the essential legal and...
The federal government shutdown has left thousands of people furloughed. Even if the pay is later restored, this leaves many families with the immediate burden of having to juggle monthly expenses with a freeze...
As Congress announced the federal shutdown and hundreds of thousands of federal employees were furloughed pending a spending bill compromise in Congress, the Bankruptcy Court of the District of Hawaii made the following announcement....
Pre-bankruptcy counseling session – Know the alternatives before taking the plunge Each person who seeks assistance of bankruptcy has a unique financial situation. According to the new rules, if you plan to file for...
If you can’t pay a debt, and bankruptcy is not an option, then it’s time for a negotiation with your creditor. Almost any account, debt or situation can be negotiated, but requires tact, patience,...
